Frequently Asked Questions

We favor investments that have the potential to improve the risk/reward trade-off. We use low-cost, tax-efficient Exchange Traded Funds, Individual Stock Portfolios, and on a limited basis, Structured Products.

We believe the best results come from a thoughtful mix of high and low risk investments that correspond with your short- and long-term retirement goals.

Yes, we act as a fiduciary in all of our relationships.

Yes, we currently offer managed account services through either LPL Financial, Fidelity Investments, or Schwab Advisor Services. They would provide the custodial services including record keeping, statements, tax reporting and online portals.

Although our focus is on individuals and couples, on some occasions those individuals happen to own their own business. But we do not focus exclusively on business-only clients.

Yes, we offer services to clients both locally and remotely, accommodating various geographic locations through digital communications and virtual meetings.

Our portfolio management services are best suited for clients with approximately $500,000 of investable assets. However, we do maintain relationships with select clients who have investable assets below this amount, on either a discretionary or flat fee basis. Please contact us to determine if this may be applicable to you.

We typically charge 1.0% annually on the size of the investment portfolio that we manage for you but discounts do apply for large balances. Our primary method for billing is from within the account on a quarterly basis.