Broker Check

Frequently Asked Questions

What kind of investments do you offer?

We favor investments that have the potential to improve the risk/reward trade-off.  We use low-cost, tax-efficient Exchange Traded Funds, Individual Stock Portfolios, Structured Products and Long Term Care Insurance.

What is your investment philosopy?

We believe the best results come from a thoughtful mix of high and low risk investments that correspond with your short and long term retirement goals.

Are you a fiduciary money manager?

Yes, we act as a fiduciary on all of our professionally managed account relationships.  For those desiring Insurance solutions, we also offer brokerage services as a complementary service.

Can you manage my accounts at Fidelity Investments?

Yes, we currently offer managed account services through either LPL Financial or Fidelity Investments.  They would provide record keeping, tax reporting and online portals.

Do you work with individuals or business clients?

Although our focus is on individuals and couples, on some occasions those individuals happen to own their own business.  But we do not focus exclusively on business-only clients.

Do you work with clients who are not local residents?

Yes, we do work with with non-local clients primarily by phone, video-conference and screen sharing communications.  Many of our local clients stay with us even after moving.

Do you have a minimum investment amount?

Our stated minimum is $500,000 however we do maintain some relationships on a fee-basis for select applicants so please contact us to determine if this may apply to you.

How do you charge for money management services?

We typically charge 1.0% annually on the size of the investment portfolio that we manage for you but discounts do apply for large balances.  Our primary method for billing is from within the account on a quarterly basis.  

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