Fiduciary Financial Advisor • Central Coast, California
Bryan Foronjy, CFP®
Principal Wealth Manager, Foronjy Financial
A fiduciary financial advisor in Santa Barbara and San Luis Obispo helping business owners, pre-retirees, and retirees minimize taxes, protect investments, and build retirement income with a clear, personalized plan.
Book a Meeting 805-600-1600
Meet Bryan
Bryan Foronjy is a CERTIFIED FINANCIAL PLANNER™ professional and founder of Foronjy Financial, a fiduciary firm serving business owners, pre-retirees, and retirees along California’s Central Coast with tailored, relationship-driven advice.
Bryan’s interest in finance began early. As a nine-year-old delivering newspapers to a senior mobile home community, his customers, many of whom had lived through the Great Depression, urged him to save a share of every paycheck. He took it to heart. He later earned a Bachelor of Science in Finance with an emphasis in Personal Financial Planning from San Diego State University, discovering a passion for investments, tax strategy, and estate planning.
After college, Bryan joined Fidelity Investments and rose to the highest client-facing role in its retail brokerage organization, spending nearly a decade serving affluent clients up and down the Central Coast from Fidelity’s Santa Barbara office. He earned his CFP® certification in 2010. In 2015 he founded Foronjy Financial with his wife Jennifer, Director of Client Relations, to offer a higher level of personalized, fiduciary advice.
Bryan and Jennifer have built Foronjy Financial into a firm serving a select group of Central Coast families, now celebrating more than a decade in business. Outside the office, Bryan keeps a healthy work-life balance by coaching his children’s sports teams, exercising, enjoying a game of chess, and spending time outdoors with Jennifer and their three children.
Services Bryan Provides
Wealth Management
Comprehensive management designed to get your entire financial life back into good working order.
Retirement Solutions
Custom strategies built to optimize your plan and generate dependable income in retirement.
Portfolio Management
Investment strategies sought with the potential to deliver better long-term outcomes.
Ongoing Tax Planning
Proactive, year-round planning that seeks to minimize the taxes you pay over a lifetime.
Roth Conversions
Analysis of whether converting to a Roth fits your income, timeline, and tax picture.
Preserving Your Legacy
Estate strategies that help protect what you’ve built and pass it on with intention.
Areas Bryan Serves
Bryan works with clients from offices in Santa Barbara and San Luis Obispo, and serves families across California’s Central Coast. While Bryan and his team love meeting clients in person over coffee, they also work seamlessly by phone, email, and Zoom for those who prefer to meet remotely.
Santa Barbara
Home to one of Bryan’s offices, serving established professionals and retirees navigating a high cost of living.
San Luis Obispo
Bryan’s SLO office supports business owners and pre-retirees planning for life on the Central Coast.
Montecito
Tailored, fiduciary advice for affluent families focused on tax efficiency and legacy planning.
Goleta
Guidance for tech and aerospace professionals, including employees of major regional employers.
Pismo Beach
Retirement income and investment planning for coastal residents entering their next chapter.
Arroyo Grande
Comprehensive planning for families and business owners across the Five Cities area.
Paso Robles
Support for wine-country business owners and landowners balancing growth with retirement goals.
Santa Maria
Practical, plain-spoken advice for working professionals and families building toward retirement.
Central Coast & Beyond
Remote planning by phone, email, and Zoom for clients throughout the region and across California.
Your Journey, Our Guidance
Let’s Build Your Plan
Getting your finances in order shouldn’t be stressful. Schedule a no-pressure introductory call and see how straightforward working with a fiduciary CFP® professional can be.
Book a Meeting Or call 805-600-1600Questions, Answered
Frequently Asked Questions
Is Bryan Foronjy a fiduciary financial advisor?
Yes. Bryan Foronjy is a fiduciary financial advisor, and Foronjy Financial LLC is a registered investment adviser. As a fiduciary, Bryan is held to a standard that requires him to act in his clients’ best interests when providing investment advice, offering guidance built around each client’s goals rather than product sales.
What are Bryan Foronjy’s credentials and experience?
Bryan is a CERTIFIED FINANCIAL PLANNER™ professional who earned his CFP® certification in 2010. He holds a Bachelor of Science in Finance with an emphasis in Personal Financial Planning from San Diego State University and has worked in financial services since the mid-2000s, including nearly a decade at Fidelity Investments before founding Foronjy Financial in 2015.
Where is Bryan Foronjy located and what areas does he serve?
Bryan works from offices in Santa Barbara and San Luis Obispo and serves clients across California’s Central Coast, including Montecito, Goleta, Pismo Beach, Arroyo Grande, Paso Robles, and Santa Maria. He meets clients in person and also works remotely by phone, email, and Zoom for those who prefer it.
What makes Foronjy Financial different?
Foronjy Financial is an independent, locally owned firm founded in 2015 and led by a CFP® professional. As California advisors, Bryan and his team understand the region’s tax landscape, major employers, and high cost of living, and they focus on delivering personalized fiduciary advice and a lasting relationship rather than a one-size-fits-all approach.
Who does Bryan Foronjy work with?
Bryan works with business owners, pre-retirees, and retirees on California’s Central Coast who want a committed partner for the long term. He specializes in helping clients who are approaching or living in retirement seek to minimize taxes, protect their investments, and generate dependable retirement income through a clear, written plan.
How do I schedule a meeting with Bryan Foronjy?
You can schedule an introductory call directly through the booking link on this page, or call the office at 805-600-1600. Bryan uses a simple onboarding welcome call to learn about your situation and goals, so you can see what working together would look like before making any decisions.