Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Managing an Inheritance A windfall from a loved one can be both rewarding and complicated.