Fiduciary Financial Advisor • Central Coast, California

Austin Neddenriep

Wealth Manager, Foronjy Financial

A fee-based fiduciary advisor in Santa Barbara helping pre-retirees, retirees, and growing families build tax-smart retirement income and invest with a clear, personalized plan.

Book a Meeting 805-764-9650

Austin Neddenriep, fee-based fiduciary financial advisor in Santa Barbara, California

Series 65

Investment Adviser Representative

CFP® Candidate

Pursuing CFP® certification

Fiduciary

Advice held to a fiduciary standard

6+ Years

In financial services

Univ. of Oregon

B.S. in Economics

Meet Austin

Austin joined Foronjy Financial in March 2026 as a Wealth Manager Associate, supporting clients through financial plan preparation, portfolio analysis, and day-to-day client service while helping lead the firm's business development efforts.

Austin is passionate about financial planning, and he believes a thoughtful, well-constructed plan and a relationship built on trust are the foundation of every client's financial success. He graduated from the University of Oregon with a Bachelor of Science in Economics and holds his Series 65 license as an Investment Adviser Representative, giving clients an advice-first partner focused on their long-term goals.

HHe brings more than six years of industry experience to the team, including several years serving as a lead advisor guiding clients through every stage of their financial lives. Austin is currently pursuing the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, a reflection of his commitment to delivering planning-focused advice grounded in each client's full financial picture.

Born and raised in the Carson Valley just outside South Lake Tahoe, Austin grew up with the Sierra Nevada as his backyard, and he has embraced coastal life just as fully since moving to Santa Barbara. When he is not in the office, you will find him fly fishing an alpine stream, scuba diving along the coast, learning his way around a surfboard, or chasing a better golf handicap.

Services Austin Provides

Wealth Management

Coordinated management of your full financial life, built to keep your plan and your goals in good working order.

Retirement Solutions

Custom retirement income strategies designed to help optimize your plan as your career winds down.

Roth Conversions

A careful look at whether converting to a Roth fits your timeline, tax bracket, and long-term retirement income plan.

Ongoing Tax Planning

Year-round strategies that seek to reduce lifetime taxes and keep more of what you earn working toward your goals.

Maximizing Social Security

Guidance on claiming strategies designed to help you get the most from your Social Security benefits over time.

Preserving Your Legacy

Thoughtful estate strategies to help protect what you have built and pass it on the way you intend.

Areas Austin Serves

Austin works with clients from Foronjy Financial's Santa Barbara office and across California's Central Coast. While Austin and the team are glad to meet clients in person, they also work seamlessly by phone, email, and Zoom for those who prefer to meet remotely.

Santa Barbara

Home base for Austin, serving established professionals and retirees along the coast from the Chapala Street office.

San Luis Obispo

Foronjy Financial's second office supports business owners and pre-retirees planning for life on the Central Coast.

Montecito

Tailored, fiduciary advice for affluent families focused on tax efficiency and legacy planning.

Goleta

Guidance for tech and university-connected professionals, including employees of major regional employers.

Carpinteria

Retirement income and investment planning for coastal families entering their next chapter.

Santa Maria

Practical, plain-spoken advice for North County professionals and families building toward retirement.

Ventura

Fee-based fiduciary guidance for households transitioning from career into retirement.

Central Coast

Comprehensive wealth management for neighbors across the greater Central Coast region.

Central Coast & Beyond

Remote planning by phone, email, and Zoom for clients throughout the region and across California.

Let's Build Your Plan

Getting your finances in order should not be stressful. Schedule an onboarding welcome call with Austin and see how straightforward becoming a client can be.

Book a Meeting Call 805-764-9650

Frequently Asked Questions

Is Austin Neddenriep a fiduciary financial advisor?

Yes. Austin advises clients through Foronjy Financial LLC, a fee-based fiduciary registered investment adviser. As a fiduciary, the firm is held to a standard that requires acting in each client's best interest, and its fee-based structure keeps advice at the center of the relationship.

What are Austin Neddenriep's credentials and licenses?

Austin holds a Bachelor of Science in Economics from the University of Oregon and a Series 65 license as an Investment Adviser Representative. He is currently pursuing the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and brings more than six years of industry experience to the Foronjy Financial team.

Where is Austin Neddenriep located and what areas does he serve?

Austin is based in Foronjy Financial's Santa Barbara office at 401 Chapala Street, Suite 105, Santa Barbara, CA 93101. He serves clients across Santa Barbara and San Luis Obispo counties and the greater Central Coast, and he also meets remotely by phone, email, and Zoom for clients who prefer to connect virtually.

What makes working with Austin at Foronjy Financial different?

Foronjy Financial is a fee-based, planning-oriented RIA, so advice starts with your full financial picture rather than a product. Austin focuses on financial plan preparation, portfolio analysis, and building relationships based on trust, with a thoughtful written plan at the center of the work.

Who does Austin Neddenriep typically work with?

Austin works with pre-retirees, retirees, and growing families across the Central Coast who want tax-smart retirement income and a clear, coordinated plan. Having served as a lead advisor guiding clients through every stage of their financial lives, he is comfortable helping people at many points along their journey.

How do I schedule a meeting with Austin Neddenriep?

You can book an introductory meeting through Foronjy Financial's online scheduling page, or reach Austin directly by phone at 805-764-9650. The team offers a simple onboarding welcome call so you can get to know the firm and see whether it is a good fit before becoming a client.